Predictive modeling for private passenger automobile insurance, Pdf.
Private passenger automobile (PPA) insurance is
the largest line of business for P&C in the United States.
Are private insurance companies going to far in determing our rates?
Many new rating variables are now considered
Agency information
Which coverages are purchased
Premium payment method
Non-payment notice
Tenure with company
Off street garaging
Prior loss experience
Data from other purchased lines
Homeowners
Umbrella
Inland marine
Age of all members of household
Credit/insurance score
Education
Occupation (including retired)
Years at job
Length of time at current home
Home ownership
Household type (single, couple, etc.)
…And many more…
…And interactions between variables…
Link: http://www.soa.org/files/pdf/2009-boston-barnes-119.pdf